Saturday 13 February 2016

6 Myths about Travel Insurance

You’ve just booked a big trip, and you’re debating whether you need to shell out that additional cash for travel insurance. The trip itself is costing upwards of a thousand bucks (read on to see our case study on foreign exchange rates!), and at this point, signing up for another travel insurance fee seems like a nail in the coffin that is your bank account. Travel insurance is just a waste of money anyway, I mean it’s not like anything will happen to you while on vacation, and even if it did, insurance companies make it practically impossible to collect, so why bother, right? WRONG!
Myth #1: Nothing will happen to me!
Fact: If you’re a logical person, you’ll recognize the flaw in this way of thinking. You may have travelled abroad 100 times already and never had to deal with a difficult problem
Myth #2: I’m covered at home, so I don’t need to spend more on an additional policy.
Fact: Unless you specifically purchased an insurance policy that includes full coverage abroad, your domestic health insurance, homeowner’s insurance and credit card policies do not always cover the costs of trip cancellation, medical expenses, or, in the worst case, medical evacuation abroad.
Myth #3: I don’t need Cheap Travel Insurance , because it’s impossible to collect unless something catastrophic happens anyway.
Fact: The right policy will not only cover catastrophic illness, injury, disasters and repatriation costs, but it’ll also serve as a way out of a sticky situation in case something less dramatic takes place. Let’s say you’ve booked a trip to Spain for a friend’s wedding, and you’re in full excitement mode when you get an email saying that the bride has called it off.
Myth #4: Travel insurance is just for people that do adventure sports.
Fact: While it’s especially important for the sky-divers, ice-climbers and cave explorers out there to have travel insurance, they’re not the only ones that can benefit from the security that comes from buying a travel insurance policy. 
Myth #5: Medical costs abroad are cheaper anyway. If I need any treatment, I’ll be able to pay for it out-of-pocket.
Fact: For Americans, this one is partially true. It may seem like you may very well be able to get a heart transplant or a hip replacement abroad for the cost of an x-ray at home.
Myth #6: I can buy the flights and book the hotels now, then I’ll buy the travel insurance right before I leave.
Fact: If you wait to purchase travel insurance until after booking the rest of the details, all of the x-factors that come into play while travelling could come back to bite you. 

[Source: http://www.tourradar.com/blog/6-myths-travel-insurance/]


Monday 7 December 2015

How to keep your phone loaded with sufficient balance?


A prepaid phone is the most convenient, popular and preferred mode of communication by people in India. At times, you see loads of people standing in queues for “Chota recharge” in recharge shops or galleries. But have you ever wondered with the rising inflation costs, low pocket money, budget crunch often managing money for hefty recharges has become a painful task. Therefore, Indian markets have come up with the amazing world of free recharge app for prepaid customers that distribute millions of worth free recharge, discount coupons, vouchers, SMS and data packs and much more. With a free prepaid recharge, one can absolutely stay in control of one’s mobile requirements like how much one wishes to spend for certain talk time, what is recharge amount required throughout the week or month? When to upgrade the plan? What is the right time to purchase a new smart phone if the requirements are exceeding? The good part is you’re able to enjoy the uninterrupted services of crazy mobile world and stay connected with your loves ones at absolutely free of costs. 

Out of the various OS available in Indian market, Android is one of the best and customer friendly OS. Today, Android OS has become the major player in the Indian Smartphone market. Therefore, loads of advertisers try to gain their customers using android phone. They offer rewards to download and install their apps in your smartphone, this is how the “free recharge apps” work. You get paid for completing the process of downloading apps and install them on your android phones. They capture the attention of the consumer by offering exciting products and services free of charge. 

They also monetize this attention through targeted advertising, surveys, polls, app installs and post install engagement that deliver guaranteed measurable engagement for our clients.

To download free recharge app you can visit playstore and download any apps of your choice from the wonderful of apps such as Pocket Money, Mojo, Apps Trail, Cash Ninja, Free Paisa, COCO, LADOO, mCent etc. These apps fill the gap of customer refilling concerns through faster recharge via wallet money and refunding in case of recharge failure. 

The user friendly interface, impressive features, lucrative offers, instant free credits make recharge apps a hit especially amongst the youngsters and college going kids in the country. These free recharge apps come with dedicated support system that gives you assurance to provide you quick response and supports all your needs if you face any sort of problem while recharging your mobile number through coupons or discount voucher codes. Customer support is available to assist you 24x7 and believe in 100% customer satisfaction.
Your day-to-day habits of downloading pictures, play games, quiz or contests, watching videos, sending invites to friends can help you earn millions of bucks from free recharge apps. Free recharge is an insane world of recharging prepaid accounts via discount vouchers and talktimes for free. You can refill your data packs as well. What’s more is that this crazy world lets you win exciting online shopping coupons, movie tickets, food coupons and restaurant coupons, travelling discounts vouchers, discounts on electronic gadgets, opportunity to win LED’s and mobile phones via contests or quiz and much  more. 

You can avail all this by sending friend referral links, playing games, filling up survey forms, playing contests, watching videos etc. It’s exciting and amazing all need to do is download the app of your choice and start grabbing as much opportunities as possible to enjoy free and uninterrupted services of chats/SMS/calls/sharing videos, music, pictures, video calls with your loved ones anytime and any part of the world using your smart phones, Ipads, PDAs etc.